You’ve probably seen social media posts or heard people talking about a new $2,400 stimulus check this year. It’s been popping up everywhere, but let’s clear things up: there is no new $2,400 stimulus check in 2025. However, there is a way for some people to still get up to $1,400—but it’s not new money. It comes from a past payment that many missed, and you can still claim it through something called the Recovery Rebate Credit. But you’ll need to act quickly.
What Is the Recovery Rebate Credit?
The Recovery Rebate Credit is part of the American Rescue Plan from 2021, designed to support people during the pandemic. The third stimulus payment—worth up to $1,400 per person—was part of that plan. If you never received that payment, you may still be able to get it by filing a 2021 tax return, even if you didn’t need to file taxes back then.
This isn’t a new check in 2025—it’s money from 2021 that’s still available to claim. The IRS is offering a final chance to get what you may have missed.
So Why Is Everyone Saying “$2,400”?
Here’s where it gets confusing. People often mention $2,400, but that number likely comes from married couples, where each person could get $1,400—a total of $2,800. Some might be rounding or misremembering the original details, which is why the “$2,400” rumor spread. But again, it’s not new—it’s just part of the third stimulus from 2021 that’s still claimable today.
Who Might Still Be Able to Get This Payment?
You could still qualify for the $1,400 Recovery Rebate Credit in 2025 if:
- You never received your third stimulus check in 2021
- You didn’t file a 2021 tax return, or there was an error when you did
- You meet the income requirements:
- Single: $75,000 or less
- Married filing jointly: $150,000 or less
- Head of household: $112,500 or less
The payment is reduced for those earning above these amounts and eventually phases out completely.
Who Missed the Payment the First Time?
Many people didn’t get the third stimulus check when it was first sent. Common reasons include:
- College students who were dependents in 2020 but not in 2021
- Seniors and retirees who didn’t file taxes
- Low-income individuals who weren’t required to file
- Homeless people or those who changed addresses and didn’t get mail
These groups were often overlooked but can still claim the money now.
How to Claim the $1,400 in 2025
If you believe you missed your third stimulus, here’s how to get it:
Step 1: Check If You Qualify
Go to irs.gov/recovery-rebate-credit and review the eligibility details.
Step 2: File a 2021 Tax Return
Even if you didn’t make enough to file taxes in 2021, you must file a return to claim the credit. You can:
- Use IRS Free File (if you earned under $73,000)
- Use trusted tax software like TurboTax or H&R Block
- Get help from a local tax preparer or community center
Make sure to complete the section for the Recovery Rebate Credit when filing.
Step 3: Wait for the Refund
Once the IRS processes your return, you should get your money in 3 to 6 weeks—either by direct deposit or a check in the mail.
Bonus Tip: Set up an IRS online account to track your refund status.
A Real-Life Example
Let’s take the example of Maria, a 22-year-old student who worked part-time in 2021. She didn’t earn enough to file taxes back then, so she never got the third stimulus. In 2025, she hears about the Recovery Rebate Credit, files a 2021 return using IRS Free File, and a few weeks later—$1,400 shows up in her account. She had no idea she could still get the money, but now she’s using it to help cover her rent.
Important Deadline: Don’t Miss It
The most important thing to remember: you must file your 2021 tax return by June 15, 2025, to claim the credit. After that, the IRS will no longer accept late filings for this refund. If there’s even a small chance you’re eligible, don’t wait—take action now.
Be Careful: Scams Are Out There
Unfortunately, whenever money is involved, scammers show up. Here are a few things to remember:
- The IRS will never call, text, or email you asking for personal details
- Only use official IRS websites and trusted sources
- Don’t pay anyone who promises a “fast refund” or asks for fees upfront
- Report scams to the TIGTA.gov website
Final Thoughts
There is no new $2,400 stimulus check in 2025—but if you missed out on the $1,400 third stimulus payment from 2021, you still have time to claim it. Just file your 2021 tax return before the June 15, 2025 deadline. It’s a great chance to get money that’s rightfully yours. Whether you use it for groceries, rent, or savings, every dollar can help.
Disclaimer
This article is for general information only. It does not guarantee payment or determine eligibility. For official information or tax help, always visit irs.gov or speak with a licensed tax professional.